5 relationship with money: earn, save, spend, grow, share
- earn: love your work,
- save: save at least 10% of income, have at least 6 months of spending as emergency cash.
- spend: avoid consumer finance
- grow: insurance (life, accident, medical, annuity), investment (consider principal, return rate & time, asset allocation, risk & risk aptitude)
- share: estate management, charity
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