![](https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhe_tDCVspWfyQYDfVF-uUUWB58rVAGyRjb1pDLp4rW6zjMttBTJitUH2R2fO_BNtjDlHmbOcqv2ARnQKqeDJKHziDPmlUQYR9AOASUxB7bL6d9o0hQhx6P8syydRy8xGR4IqkZCMVhOAe_/s400/%25E8%25AE%2593%25E4%25BD%25A0%25E5%25AF%258C%25E8%25B5%25B7%25E4%25BE%2586.jpg)
5 relationship with money: earn, save, spend, grow, share
- earn: love your work,
- save: save at least 10% of income, have at least 6 months of spending as emergency cash.
- spend: avoid consumer finance
- grow: insurance (life, accident, medical, annuity), investment (consider principal, return rate & time, asset allocation, risk & risk aptitude)
- share: estate management, charity